CFPB’s TILA-RESPA Disclosure

New Federal Mortgage Loan Disclosure Laws Will Affect YOU!

The Dodd-Frank Wall Street Reform & Consumer Protection Act (Dodd-Frank Act) directed the Consumer Financial Protection Bureau (CFPB) to integrate the mortgage loan disclosures required under the Real Estate Settlement Procedures Act (RESPA) & the Truth in Lending Act (TILA). This new CFPB Rule consolidates four existing mortgage loan disclosures into two new, easy-to-understand forms designed to be more consumer-friendly: The Loan Estimate & The Closing Disclosure.

This ruling also creates new pre-disclosure requirements. These could make closing a deal more complex for Lenders & could potentially impact or delay your Closing Day. Click HERE for more information directly from the CFPB!

Helpful Links Below! 

Home Loan Toolkit
Loan Estimate Form Sample
Closing Disclosure Form Sample

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 4153 Green Ct, Denver, CO 80211  Ph: 303-520-9638